More Information About Medicare Supplemental Information

To help you better understand what exactly medigap insurance is, we’ve provided a list of frequently asked questions and answers that will help you when getting quotes for blue cross or blue shield medicare supplemental insurance from a licensed agent.

Who is Eligible for Coverage?
In order to be eligible for medigap insurance you must be old enough and covered under medicare, which the youngest age is at least 64.5 years old. Remember that medigap insurance policies can only be used to supplement medicare policies and cannot be used in conjunction with any other plan including those from a group or union or veterans administration benefits, etc.

Why Purchase Medigap Coverage?
Medigap coverage is named because it fills in the “gaps” left behind by regular medicare policies. It helps lower the amount of money you pay out of pocket for the services that medicare doesn’t cover. It is recommended that you have medigap coverage in one form or another as medicare is not comprehensive enough to provide you support for the large number of ailments that can affect you.

How Expensive is a Medicare Supplemental Insurance Polocy?
Since medicare is a government program all additional medigap policies are standardized for consumers. There is variance in the premium that you have to pay, but many times this is dependent on the company and the type of doctors you are allowed to see. To get more accurate price quotes, enter your zip code about to see current rates and get free quotes.